When it comes to retirement, many people are unsure of how to begin saving. With a retirement plan in place you can choose what you wish to invest in, figure out exactly how much you need to save and have a set age in mind for when you want to stop working. Choosing the right retirement plan comes down to a few select factors, so we’ve come up with a list to help you choose the best retirement plan for you: Your age: The earlier you start your retirement fund, the less you’ll have to put away from each paycheque. Keeping a certain amount aside from each paycheque isn’t easy, especially when there are many important life events you need money for such as paying…

As an employer you understand that in order for your business to thrive, you need to hire quality employees. Once you’ve hired quality employees you need to foster a positive working environment. A great way to create an environment where your employees are content with their jobs and actually want to go to work everyday is by offering a comprehensive benefits plan. How do benefits help employees? When you offer benefits to your employees it creates a lower turnover rate because they know they are protected in case of emergency. For instance, if someone on your staff experiences a sudden illness, they will be covered by their employee benefits package and will be able to afford the medicine and treatment needed. Many recent high school…

Life can change in an instant – you want to be best prepared for life’s many uncertainties. Most people know about insurance – as it’s everywhere – auto insurance, life insurance, mortgage insurance, home insurance – the list goes on and on, but not everyone knows exactly what these types of insurance actually cover, how they work and how they can help you. Let’s start off by answering the most important questions: What is insurance? It’s risk coverage – it can be purchased by a company or a person. What does it cover? These days there is insurance coverage for just about anything. Why is it important? It is extremely valuable and important to companies, individuals and society in general. For an individual, insurance is…

Whether you are an employer or employee, you probably know the importance and value of a good employee benefits plan. Employers offering benefit plans want their employees to have a higher level of amenities and advantages available to them, which will set them up for success. But sometimes, employees want to make their own decisions, and as such we have seen some changes in employee benefit plans landscape. Highlighted below are the top 3 trends: Wellness programs are becoming increasingly popular. If you have a well designed and properly administered program, it can help reduce employer premiums and help to promote a productive and healthy workforce. Employees who feel better work better. It is a good idea to start looking into wellness plans that will…