Employee Pension Plans

The pension environment has certainly changed. It will continue to shift rather dramatically in years to come. Traditional Defined Benefit plans are being replaced with less costly Defined Contribution, Deferred Profit Sharing and Group Registered Retirement Savings Plans.

Finding “best value” solutions can be a challenge for any employer facing choices around: plan design, providers of group retirement products, contribution formulae, investment fund “menu” etc. By balancing employee and employer requirements, we create plans that are both robust and flexible in nature.

We believe that continuous dialogue, innovation and evaluation are paramount to the continued success of any Group Retirement Savings Plan.

• Competitive analyses
• Managing the development and introduction of pension programs to your employees or members
• Establishing plan governance criteria
• Monitoring investments and assisting with investment manager searches
• Presentations to senior management, plan trustees and employees/members
• Developing employee/member communications including printed, electronic, web-based and one-on-one communications programs
• Providing individual financial services including personal retirement income planning, life insurance, estate planning or other needs